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Explainers
Every CoverKin guide filed under Explainers. Practical, plain-English walkthroughs, ranked on what actually matters.
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Latest in ExplainersExplainers
Indexed Universal Life (IUL) Explained
What is an indexed universal life policy? This explainer breaks down IUL crediting, caps, floors, fees, and how it compares to whole, term, and variable life.
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ExplainersIs Life Insurance Taxable? Payouts & Taxes
This explainer breaks down whether you pay tax on a life insurance payout: the general income-tax-free rule, the exceptions, cash value, and dividends.
ExplainersVariable Universal Life (VUL) Insurance Guide
This explainer breaks down what a variable universal life policy is, how its market-invested subaccounts, fees, and flexible premiums work, and who it fits.
ExplainersBorrowing Against Life Insurance: How It Works
This explainer shows how soon you can borrow from your life insurance policy, how a policy loan and dividends really work, the risks, and safer alternatives.